Madam Escaped Again Sir novel Chapter 1013

After all, they were the ones who had a favor to ask. Even if it felt like the other party was deliberately playing with them, they had to remain patient. Otherwise, if he got angry and walked away without lending them any money, they would've really come in vain, and Paradigm Co. was in urgent need of money now.

Charles understood the meaning behind Sonia's gaze and suddenly recovered from his anger. After taking a deep breath, he calmed down and nodded, indicating that he would not be impulsive anymore.

Upon seeing this, Sonia let go of his sleeve, then smiled at Brian and asked, "Mr. Smith, the thing you want to make sure of, does it have anything to do with me asking you for a loan?"

"Yes, and no." Brian shook his head and nodded.

Sonia frowned in confusion. "What do you mean?"

Brian lifted the glass of wine before him and drank a sip before replying leisurely, "Miss Reed, you're asking me for a 200 million loan."

Saying that, he put up two fingers. "This is not a small amount. On our end, we also need to withdraw funds from a few of our branches in order to get the amount you need in a short time. The most important thing is that you're asking for a non-recoverable loan. You might not be able to buy your villa and the land back, so even if the two combined is worth 200 million, the interest we can earn is much less as it is a non-recoverable loan, and there is not much profit. In short, this transaction is an unprofitable business for our bank."

Sonia nodded slightly. "So, you are saying...?” "I need a reason to prove that I wouldn't lose money with this deal, even if I don’t make a profit. Otherwise, I really can't approve this loan. Should the bank directors hold me accountable, I wouldn't be able to bear this responsibility," Brian said, sighing.

Sonia hummed in reply. "That would certainly be the case. However, what kind of reason do you need to prove that this deal wouldn't be at a loss?"

"That's simple. I just need a few affirmative answers from you." Brian smiled at her.

Coming to a realization, Sonia agreed, "All right. Please ask."

Brian took a sip of wine. "You're an easygoing person, Miss Reed. All right, I'll ask. If you need such a large sum of money, why didn't you ask President Fuller for help? Why come to our bank instead?"

This question made Sonia purse her red lips.

Next to her, Charles couldn’t hold it in and asked, "Mr. Smith, does this question have anything to do with us asking for a loan?"

This happened to be what Sonia wanted to know as well. Now that Charles had asked, she immediately turned to look at Brian, waiting for his answer.

Brian laughed. "Of course it does, because now everyone knows the relationship between Miss Reed and President Fuller. But now, you've bypassed him and come to our bank for a loan. This makes us have to think more about whether there is a problem with the relationship between the both of you. This might be something that you might not want to hear, but to be frank, the current Paradigm Co. is not qualified to borrow hundreds of millions of funds from our bank. First of all, Paradigm Co. is no longer a listed company, and secondly, it has internal and external troubles, and the flow of funds is unstable. Which bank would dare to lend to such a company confidently? Tens of millions may be fine, but hundreds of millions of money must be discussed at a board meeting, and the request may not even go through. Do you understand, Miss Reed?"

Sonia's face paled a little, making it clear that his straightforward words had impacted her. She knew as well that Paradigm Co. was currently mediocre, and it was in a very tricky position. However, knowing it and hearing it from someone else were two different things, and it made her feel extremely awkward.