Tycoon: I can see the goddess's wish list novel Chapter 410

Chapter 410: 408, a generous holiday gift package from the system!

Tangya sent a message, "Student Luo, first of all, congratulations to your family’s company for making it into the West City Development project!"

"Thank you, Auntie!" Luofeng replied.

Tangya: That plan over there is a major project. If your Jia Mei Company needs financial support, our bank can offer a loan with the lowest interest rates!

She had finally said it.

Looking at the message Tangya had taken the initiative to send, Luofeng’s lips curled into a smile.

Luofeng: Our company indeed needs funds, Auntie. May I ask what kind of preferential terms your bank can provide?

Currently, the Jia Mei Company has made profits thanks to its cooperation with Hongda Group. So, they have preliminarily kicked off the development of the West City Plan. But the subsequent financing will definitely have to be solved by the bank.

It’s not like I can just withdraw funds from my own Fengshun Investment Company to provide support, can I? That’s just not possible. Even though the West City Plan promises high profits, its cycle is too long—at least five years. How could I tie up my valuable funds for such a long time? How much potential profit would I miss out on?

On the other hand, as Tangya looked at Luofeng’s reply, she keenly sensed that his question wasn’t so simple. Luofeng’s question isn’t so simple. When he asked about preferential terms, if he were truly inquiring, wouldn’t he directly ask about the interest rate? The loan duration? Or other preferential policies?

Tangya suddenly thought of National Day when Luofeng had booked the entire Green Willow Center, and her feelings became very complicated once more.

Tangya: We can discuss the specific terms in person. Student Luo, are you free to have dinner together tomorrow? We can eat and discuss this matter then.

Generally speaking, discussing terms in person avoids leaving a written record.

Luofeng: I’m sorry, Auntie, I don’t have time tomorrow. How about the day after tomorrow, or the day after that? We can talk then, okay?

Tangya: That’s fine, it works!

Luofeng: Then I won’t disturb your rest, Auntie. We’ll be in touch the day after tomorrow.

Tangya: MHM.

After ending the chat, Tangya silently put down her phone. She suddenly rose from her Simmons bed, drew back the curtains, then removed her nightgown and stood in front of the dressing table.

Looking at her skin, as youthful as a young girl’s.

She broke into a smile.

「On the other side」

After finishing the chat with Tangya, Luofeng responded to Bai Ningbing’s message.

"Ningbing, your mom contacted me for work-related matters!" Luofeng sent the message.

Bai Ningbing: ???

Luofeng: Your mom works at the bank, right? My father has an account with this bank, so there are some work-related things.

Bai Ningbing: Oh, I see.

Luofeng: Are you revising for your exams?

Bai Ningbing: Of course, we have exams the day after tomorrow and the day after that, and then we officially break for vacation on the 5th. I’ll be coming home on the 6th!

Luofeng: Got it! Waiting for you! 😉

Bai Ningbing: 💣 I’m going back to my studies, you should rest early!

Luofeng: Okay, don’t overwork yourself!

The System is indeed considerate. Even holidays come with rewards? However, achieving a family fortune of a trillion before the age of fifty... I’ll just pass on that. Is that even interesting? It seems somewhat interesting when I think about it. But I’m already very wealthy. With some effort on my own part, constantly meeting goddesses, and then obtaining Prop Cards? Over so many days, decades, I would surely reach a net worth of a trillion, wouldn’t I? Why bother?

And as for getting my looks up to ninety-nine points? The System could definitely make that happen. But it wouldn’t happen all at once; it would need to be done gradually, and the process would probably take more than a year. But is that fun? Would I, at ninety-nine points, look different from my current appearance, which is around ninety-two points? In Liu Hanyan’s eyes, would there be a difference? In the eyes of Duanmu Yunji, that Capital City Great Cat, would there be a difference? Anyway, my looks are already good enough.

Who knew that Bai Lu’s blessing could be so potent? Still, being able to keep Mom free from serious illness is already quite wonderful. As for Old Luo? Dad? I’ll just have to wait. Maybe next New Year’s, I can make a wish for him.

"Son, get up quickly. I’ve made you longevity noodles. You have three minutes to get up!" Xu Zhenzhu called out loudly.

Luofeng, groggy, replied, "Got it!"

Longevity noodles had become a staple for Luofeng’s birthdays; his mother traditionally prepared them for him.

After quickly washing up, Luofeng came to the living room, where Luo Lin was just bringing the longevity noodles to the table.

"Hurry up and eat. Your mom got up at six in the morning to knead the dough for you. You get it, kid?" Luo Lin prattled on about his wife’s virtues, attempting to raise his standing in the family and curry favor with the eldest, perhaps in hopes of becoming second in command.

But that was impossible. Even if Luo Lin was a domineering CEO type outside, at home, Mom was first, Luofeng second, and Dad was third. That hierarchy had never changed over the years.

Luofeng sat at the dining table, picked up his chopsticks, and said, "Does Jia Mei Company need a bank loan now?"

Luo Lin nodded. "Yeah, this project is huge. We can’t handle a total project cost of ten billion by ourselves. The groundwork has just begun, and we’re waiting for other construction companies to resolve more of the foundational issues before we can further expand. The company’s current funds are definitely not enough, so we need a bank!"

"Which bank is Dad planning to approach?" Luofeng asked.

Luo Lin said, "We’re not sure yet. According to financial calculations, the total capital needed should be around 2 billion. With such a massive amount of money, plus a project that is sure to make a profit, we need to carefully consider our options. We must compare the interest rates, loan terms, disbursement speeds, and any restrictions on the funds from different banks."

"Do we have any tentative partners?" Luofeng continued to ask.

"Do you have any thoughts, son?" Luo Lin asked back.

"A classmate’s mother works at a bank!" Luofeng mentioned just enough.

"Oh? A female classmate?" Luo Lin asked with curiosity.